Terms of Use 

 

Effective date: December 1, 2023.

Welcome to Lettuce. Please read on to learn the rules and restrictions that govern your use of our website(s), products, services and applications (the “Services”). If you have any questions, comments, or concerns regarding these terms or the Services, please contact us at: 

Email: support@lettuce.co

Address: 548 Market St., Suite 84232, San Francisco, CA 94104

These Terms of Use (the “Terms”) are a binding contract between you and LETTUCE FINANCIAL LABS INC. (“Lettuce,” “we”, “us” and “our”). Your use of the Services in any way means that you (on behalf of yourself or the entity that you represent) agree to all of these Terms, and these Terms will remain in effect while you use the Services.  

These Terms include the provisions in this document as well as those in our Privacy Policy. Your use of or participation in certain Services may also be subject to additional policies, rules and/or conditions (“Additional Terms”), which are incorporated herein by reference, and you understand and agree that by using or participating in any such Services, you agree to also comply with these Additional Terms.  

US Clients Only. This website and the Services are intended to be made available to individuals in the United States, and the information on the website is only for such persons.  Nothing on this website shall be considered a solicitation to sell the Services to any person in any jurisdiction where such offer or solicitation would be unlawful under the laws of such jurisdiction. You may not use the Services and may not accept the Terms if (a) you are not of legal age to form a binding contract with us, or (b) you are a person barred from using the Services under the laws of the United States or other countries including the country in which you are resident or from which you use the Services. 

Please read these Terms carefully, as they cover important information about Services provided to you. PLEASE NOTE THAT YOUR USE OF AND ACCESS TO OUR SERVICES ARE SUBJECT TO THE FOLLOWING TERMS; IF YOU DO NOT AGREE TO ALL OF THE FOLLOWING, YOU MAY NOT USE OR ACCESS THE SERVICES IN ANY MANNER. 

Will these Terms ever change? 

We are constantly trying to improve our Services, so these Terms may need to change along with our Services. We reserve the right to change the Terms at any time, but if we do, we will place a notice on our site located at Lettuce.co,  send you an email, or notify you by some other means.  

If you don’t agree with the new Terms, you are free to reject them; unfortunately, that means you will no longer be able to use the Services. If you use the Services in any way after a change to the Terms is effective, that means you agree to all of the changes.  

Except for changes by us as described here, no other amendment or modification of these Terms will be effective unless in writing and signed by both you and us.  

What about my privacy? 

Lettuce takes the privacy of its users very seriously. Information about how Lettuce works to protect your privacy can be found in our Privacy Policy. 

What are the basics of using Lettuce? 

Lettuce provides a fully integrated solution that works across tax payments, accounting, banking, and incorporation. In the course of registering for and using the Services, you may be required to provide us with certain information, including your name, contact information, social security number, bank account information, business information, username and password (“Lettuce Credentials”). You promise to provide us with accurate, complete, and updated registration information about yourself, and shall not use or provide information you do not have a right to use. If your contact information or other information relating to your account changes, you must promptly notify us and keep such information current. You will only use the Services for your own internal, personal use, and not on behalf of or for the benefit of any third party. You will comply with all laws that apply to you, your use of the Services, and your actions and omissions that relate to the Services.  If your use of the Services is prohibited by applicable laws, then you aren’t authorized to use the Services. We cannot and will not be responsible for your using the Services in a way that breaks the law. 

You are solely responsible for any activity using your Lettuce Credentials, whether or not you authorized that activity. You will not share your Lettuce Credentials with anyone, and you must protect the security of your Lettuce Credentials, account, and any other access tools or credentials. You should immediately notify us of any unauthorized use of your Lettuce Credentials or if your email or password has been hacked or stolen. If you discover that someone is using your Lettuce Credentials without your consent, or you discover any other breach of security, you agree to notify us immediately.

What about messaging and electronic communications? 

The communications between you and Lettuce use electronic means, whether you use the website or send us emails, or whether Lettuce posts notices on the website or communicates with you via email. For contractual purposes, by agreeing to these Terms and using the Services, you (a) consent to conducting business electronically; (b) consent to receiving communications from Lettuce in an electronic form; and (c) agree that all terms and conditions, agreements, notices, disclosures, and other communications that Lettuce provides to you electronically satisfy any legal requirement that such communications would satisfy if it were in a hardcopy writing. 

Further, you represent and warrant that you have the legal right, power and authority to agree to the Terms and that the Services may enable you to send and receive valid e-signatures in the United States under the U.S. Electronic Signature in Global and National Commerce Act (“ESIGN Act”) and the Uniform Electronic Transactions Act (“UETA”) as adopted by individual states. You also agree that no certification authority or other third party verification is necessary to validate your electronic signature and that the lack of such certification or third party verification will not in any way affect the enforceability of your electronic signature or any resulting contract signed using Lettuce’s electronic signature service and technology.The foregoing does not affect your non-waivable rights.  

Are there restrictions in how I can use the Services? 

You represent, warrant, and agree that you will not provide or contribute anything, including any Content (defined below), to the Services, or otherwise use or interact with the Services, in a manner that: 

1. infringes or violates the intellectual property rights or any other rights of anyone else (including Lettuce); 

1. violates any law or regulation, including, without limitation, any applicable export control laws, privacy laws or any other purpose not reasonably intended by Lettuce; 

1. is dangerous, harmful, fraudulent, deceptive, threatening, harassing, defamatory, obscene, or otherwise objectionable; 

1. jeopardizes the security of your Lettuce Credentials, account or anyone else’s (such as allowing someone else to log in to the Services as you); 

1. attempts, in any manner, to obtain the password, account, or other security information from any other user; 

1. violates the security of any computer network, or cracks any passwords or security encryption codes; 

1. runs Maillist, Listserv, any form of auto-responder or “spam” on the Services, or any processes that run or are activated while you are not logged into the Services, or that otherwise interfere with the proper working of the Services (including by placing an unreasonable load on the Services’ infrastructure); 

1. “crawls,” “scrapes,” or “spiders” any page, data, or portion of or relating to the Services or Content (through use of manual or automated means); 

1. copies or stores any significant portion of the Content; or 

1. decompiles, reverse engineers, or otherwise attempts to obtain the source code or underlying ideas or information of or relating to the Services. 

 

A violation of any of the foregoing is grounds for termination of your right to use or access the Services.  

What are my rights in the Services? 

The materials displayed or performed or available on or through the Services, including, but not limited to, text, graphics, data, articles, photos, images, illustrations and so forth (all of the foregoing, the “Content”) are protected by copyright and/or other intellectual property laws. You promise to abide by all copyright notices, trademark rules, information, and restrictions contained in any Content you access through the Services, and you won’t use, copy, reproduce, modify, translate, publish, broadcast, transmit, distribute, perform, upload, display, license, sell, commercialize or otherwise exploit for any purpose any Content not owned by you, (i) without the prior consent of the owner of that Content or (ii) in a way that violates someone else’s (including Lettuce's) rights. 

Subject to these Terms, we grant each user of the Services a worldwide, non-exclusive, non-sublicensable and non-transferable license to use (i.e., to download and display locally) Content solely for purposes of using the Services. Use, reproduction, modification, distribution or storage of any Content for any purpose other than using the Services is expressly prohibited without prior written permission from us. You understand that Lettuce owns the Services. You won’t modify, publish, transmit, participate in the transfer or sale of, reproduce (except as expressly provided in this Section), create derivative works based on, or otherwise exploit any of the Services. The Services may allow you to copy or download certain Content, but please remember that even where these functionalities exist, all the restrictions in this section still apply.  

Finally, you understand and agree that Lettuce, in performing the required technical steps to provide the Services to our users (including you), may need to make changes to your User Submissions to conform and adapt those User Submissions to the technical requirements of connection networks, devices, services, or media, and the foregoing licenses include the rights to do so. 

Who is responsible for what I see and do on the Services? 

You are responsible for all Content you contribute, in any manner, to the Services, and you represent and warrant you have all rights necessary to do so, in the manner in which you contribute it. 

The Services may contain links or connections to third-party websites or services that are not owned or controlled by Lettuce. When you access third-party websites or use third-party services, you accept that there are risks in doing so, and that Lettuce is not responsible for such risks.  

Lettuce has no control over, and assumes no responsibility for, the content, accuracy, privacy policies, or practices of or opinions expressed in any third-party websites or by any third party that you interact with through the Services. In addition, Lettuce will not and cannot monitor, verify, censor or edit the content of any third-party site or service. We encourage you to be aware when you leave the Services and to read the terms and conditions and privacy policy of each third-party website or service that you visit or utilize. By using the Services, you release and hold us harmless from any and all liability arising from your use of any third-party website or service.  

If there is a dispute between participants on this site or Services, or between users and any third party, you agree that Lettuce is under no obligation to become involved. In the event that you have a dispute with one or more other users, you release Lettuce, its directors, officers, employees, agents, and successors from claims, demands, and damages of every kind or nature, known or unknown, suspected or unsuspected, disclosed or undisclosed, arising out of or in any way related to such disputes and/or our Services. You shall and hereby do waive California Civil Code Section 1542 or any similar law of any jurisdiction, which says in substance: “A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party.” 

Will Lettuce ever change the Services? 

We’re always trying to improve our Services, so they may change over time. We may suspend or discontinue any part of the Services, or we may introduce new features or impose limits on certain features or restrict access to parts or all of the Services. We reserve the right to remove any Content from the Services at any time, for any reason (including, but not limited to, if someone alleges you contributed that Content in violation of these Terms), in our sole discretion, and without notice.  

What if I want to stop using the Services?  

You’re free to do that at any time through your Lettuce account or by contacting us at support@Lettuce.co. Please refer to your account agreement(s) to understand how certain Services and obligations may continue during and after your subscription to the Services. Please also refer to our Privacy Policy, as well as the licenses above, to understand how we treat information you provide to us after you have stopped using our Services.  

Lettuce is also free to terminate (or suspend access to) your use of the Services or your account for any reason in our discretion, including your breach of these Terms. Lettuce has the sole right to decide whether you are in violation of any of the restrictions set forth in these Terms. 

Provisions that, by their nature, should survive termination of these Terms shall survive termination. By way of example, all of the following will survive termination: any obligation you have to pay us or indemnify us, any limitations on our liability, any terms regarding ownership or intellectual property rights, and terms regarding disputes between us.  

What else do I need to know? 

No Legal or Tax Advice. Lettuce is not a law or financial firm. Consultation with legal and tax professionals is advised prior to making any decisions.

Warranty Disclaimer. Lettuce and its licensors, suppliers, partners, parent, subsidiaries or affiliated entities, and each of their respective officers, directors, members, employees, consultants, contract employees, representatives and agents, and each of their respective successors and assigns (Lettuce and all such parties together, the “Lettuce Parties”) make no representations or warranties concerning the Services, aside from those specifically made to you by Lettuce when you subscribe to use our paid Services, including without limitation regarding any Content contained in or accessed through the Services, and the Lettuce Parties will not be responsible or liable for the accuracy, copyright compliance, legality, or decency of material contained in or accessed through the Services or any claims, actions, suits procedures, costs, expenses, damages or liabilities arising out of use of, or in any way related to your participation in, the Services. The Lettuce Parties make no representations or warranties regarding suggestions or recommendations of services or products offered or purchased through or in connection with the Services. THE SERVICES AND CONTENT ARE PROVIDED BY Lettuce (AND ITS LICENSORS AND SUPPLIERS) ON AN “AS-IS” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR THAT USE OF THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE. SOME STATES DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.  

Limitation of Liability. TO THE FULLEST EXTENT ALLOWED BY APPLICABLE LAW, UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL THEORY (INCLUDING, WITHOUT LIMITATION, TORT, CONTRACT, STRICT LIABILITY, OR OTHERWISE) SHALL ANY OF THE Lettuce PARTIES BE LIABLE TO YOU OR TO ANY OTHER PERSON FOR (A) ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES OF ANY KIND, INCLUDING DAMAGES FOR LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF DATA, LOSS OF GOODWILL, WORK STOPPAGE, ACCURACY OF RESULTS, OR COMPUTER FAILURE OR MALFUNCTION, (B) ANY SUBSTITUTE GOODS, SERVICES OR TECHNOLOGY, (C) ANY AMOUNT, IN THE AGGREGATE, IN EXCESS OF THE GREATER OF (I) ONE-HUNDRED ($100) DOLLARS OR (II) THE AMOUNTS PAID AND/OR PAYABLE BY YOU TO Lettuce IN CONNECTION WITH THE SERVICES IN THE TWELVE (12) MONTH PERIOD PRECEDING THIS APPLICABLE CLAIM OR (D) ANY MATTER BEYOND OUR REASONABLE CONTROL. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL OR CERTAIN OTHER DAMAGES, SO THE ABOVE LIMITATION AND EXCLUSIONS MAY NOT APPLY TO YOU.  

Indemnity. You agree to indemnify and hold the Lettuce Parties harmless from and against any and all claims, liabilities, damages (actual and consequential), losses and expenses (including attorneys’ fees) arising from or in any way related to any claims relating to (a) your use of the non-subscriber Services (including any actions taken by a third party using your account), and (b) your violation of these Terms. 

Assignment. You may not assign, delegate or transfer these Terms or your rights or obligations hereunder, or your Services account, in any way (by operation of law or otherwise) without Lettuce's prior written consent. We may transfer, assign, or delegate these Terms and our rights and obligations without consent. 

Choice of Law and Venue. These Terms are governed by and will be construed under applicable federal law and the laws of the State of California, without regard to the conflicts of laws provisions thereof. Any legal action or proceeding arising under these Terms will be brought exclusively in courts located in the State of California, and you hereby irrevocably consent to the personal jurisdiction and venue therein. Use of this website is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including without limitation to this paragraph.  

Miscellaneous. You will be responsible for paying, withholding, filing, and reporting all taxes, duties, and other governmental assessments associated with your activity in connection with the Services, provided that the Lettuce may, in its sole discretion, do any of the foregoing on your behalf or for itself as it sees fit. The failure of either you or us to exercise, in any way, any right herein shall not be deemed a waiver of any further rights hereunder. If any provision of these Terms are found to be unenforceable or invalid, that provision will be limited or eliminated, to the minimum extent necessary, so that these Terms shall otherwise remain in full force and effect and enforceable. You and Lettuce agree that these Terms are the complete and exclusive statement of the mutual understanding between you and Lettuce, and that these Terms supersede and cancel all previous written and oral agreements, communications and other understandings relating to the subject matter of these Terms. You hereby acknowledge and agree that you are not an employee, agent, partner, or joint venture of Lettuce, and you do not have any authority of any kind to bind Lettuce in any respect whatsoever.  

If you have any questions about these Terms, please contact us at support@lettuce.co.