Unlock Healthcare Built for Solopreneurs

Benefits FAQs

• What is the “Baseline Visit” I have to complete with Curative?

  All Curative members start with no out-of-pocket costs for covered care and preferred prescriptions. To maintain these benefits, you and any dependents aged 18 and older must complete an annual Baseline Visit within the first 120 days of the plan start. Your Baseline is administered online for simplicity, is confidential and won’t impact premiums. To learn more visit Curative’s website.

• When would I get healthcare through Lettuce?

  First, you need to be a Lettuce Pro customer, then you can enroll now for a coverage effective date of May 1, 2026. 
  
  Do not cancel any existing coverage until enrollment is finalized on approximately Apr 15, 2026. The Lettuce team will notify all enrolled customers via email once enrollment is complete.

   

• What will Premiums cost?

  Healthcare will be an optional, additional fee on top of your Lettuce Pro membership.
  
  Download the benefits guide to understand what the estimated premiums will be for yourself as an individual, you plus your spouse or children, or you plus your family. These rates are subject to change and will be finalized in the Enrollment Period.

• Can I add family members to my plan?

  Yes! You are the covered member, in the PEO scenario called the “employee” because of the co-employment relationship and just like at a W2 job, there are different options for adding you plus your spouse (Employee + Spouse), your children (Employee + Children), or everyone (Employee + Family). There are different premium rates that you can see in the benefits guide.

• If I cancel Lettuce, can I move back to the ACA?

  Yes, because PEO is technically a form of employment relationship, canceling your Lettuce Pro subscription would be what is known as a “qualifying event” to make you eligible for ACA plans again outside the normal open enrollment window.

• Do you also offer dental and vision coverage?

  Not yet, we are working on it and hope to add it later in Q2 2026.

• Where can I see if my doctors are considered in-network with Curative?

  Use this link to see if your preferred doctors, hospitals, or providers are in-network. If you would like to see if your prescription drugs are covered, use this link.