Business Formation
We handle the paperwork, filings, and setup.
Tax Management
Most solopreneurs overpay. We'll make sure you don't.
Automate Finances
Expenses, payroll, compliance
and bookkeeping.
Benefits
Healthcare, dental, vision
and accident coverage.
SOLOHQ
Big company benefits. Without the baggage.
Save up to $15K in taxes a year with Lettuce Pro — plus have access to best in class group-rate healthcare, dental, vision, and more.
LETTUCE GROUP BENEFITS PEO
Four benefits. One enrollment.
All benefits run through the same PEO (Professional Employer Organization) as your S Corp payroll. Use the links below to discover what your premiums would be with Lettuce.
Healthcare
- 1M+ provider national PPO network
- $0 deductible for in-network care after a baseline visit
Dental
- No waiting period, even on major services
- Preventive care covered at 100% · Basic 80% · Major 50%
Accident
- Cash benefit paid directly to you for covered injuries
- Built-in AD&D coverage
Available in 15 states,
with more on the way
Lettuce’s healthcare benefits are available today in Arizona, California, Colorado, Florida, Georgia, Illinois, Indiana, Maryland, North Carolina, New Jersey, New York, Oregon, Texas, Utah, and Virginia. Alabama, Idaho, Montana, New Mexico, Oklahoma, and West Virginia are coming shortly and the waitlist is open.
Enrollment is now open
Two things need to be in place before you can finish enrolling: your S Corp has to be set up, and your Lettuce account has to be funded (bank transfers can take up to 5 days). Whether you're looking to incorporate or migrate an existing S Corp Start now.
Already a Lettuce Pro member? Click here.
HOW IT WORKS
Our PEO Unlocks Benefits Access for Your S Corp
A PEO uses a co-employment model to extend HR, payroll, and benefits to small businesses — the same structure mid-sized companies already use through ADP, Justworks, or TriNet. Lettuce built its own PEO so Pro members get the first group-rate healthcare built for Solos.
From S Corp to enrolled, in four steps
Subscribe to Lettuce Pro
Get the full power of SoloHQ: tax savings and automated accounting, run for you.
Run real payroll
Lettuce Pro sets up (or migrates) your payroll — the mechanism that makes co-employment, and everything downstream of it, possible.
Lettuce's PEO = group rates
The same way ADP, Justworks, or TriNet do for much larger companies — just sized and run for a business of one.
Enroll & save
Pick the coverage you want during your enrollment window. Premiums bill automatically alongside your Pro membership.
LETTUCE SOLOHQ
Everything you need to run your business-of-one.
Lettuce runs the business behind your business. Banking, bookkeeping, taxes and more - all in one place.
Business FormationWe handle the paperwork, filings, and setup so you can focus on you. Already an S-Corp? We make it easy to migrate. |
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Tax ManagementMost solopreneurs overpay. We'll make sure you don't. |
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Automate FinancesWe handle your expenses, payroll, bookkeeping and compliance. |
Benefit FAQs
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Do you offer dental, vision, and accident coverage?
Yes. Lettuce Pro members in eligible states can enroll in voluntary dental, vision, and accident coverage alongside healthcare, all through our PEO. Review the Benefits Guide to see full plan details.
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Is there a waiting period for dental or vision coverage?
No. Unlike many marketplace dental and vision plans, coverage through Lettuce's PEO starts on day one — including major dental services like crowns and root canals. There's no multi-month wait before you're covered.
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Why can't I see what coverage costs on this page?
As a PEO, we're required to share group rates only through enrollment materials, not publicly online. Review the Benefits Guide for exact pricing by coverage tier.
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Can I add family members to my plan?
Yes. You're the covered member — called the "employee" under the co-employment relationship — and just like a W-2 job, you can add your spouse, your children, or your whole family, each at a different premium rate shown in the benefits guide.
With Lettuce Pro, you monthly fee will be deducted directly from your Salary and Taxes account, the first month you get paid.
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Is the Solo 401(k) tied to my state or PEO enrollment?
No. Retirement accounts through Carry are available to every Lettuce Pro member regardless of state, and don't require healthcare, dental, vision, or accident enrollment.
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Why doesn't Premium include benefits access?
Premium is built for multi-employee and multi-entity businesses, which fall outside the co-employment structure our PEO relies on. Group benefits — healthcare, dental, vision, and accident — are only available on the Pro tier.
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If I cancel Lettuce, can I move back to the ACA?
Yes. Because PEO participation is a form of employment relationship, canceling your Lettuce PEO relationship is a qualifying event that makes you eligible for ACA plans again outside the normal open enrollment window. The good news is that you can keep you Lettuce Pro S Corp plan and simply update your healthcare.
Ready to unlock your benefits?
Join Lettuce Pro to run your S Corp, and unlock group-rate healthcare, dental, vision, accident coverage, and retirement investing — all in one membership.
© 2026 Lettuce Financial Labs, Inc.
Specialized tax and accounting strategies for businesses-of-one.
Lettuce is a fintech company. Banking services are provided by i3 Bank, Member FDIC. The Lettuce Visa Debit Card is issued by i3 Bank, pursuant to a license from Visa U.S.A. Inc. and can be used anywhere Visa cards are accepted. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through insurance to apply, subject to FDIC rules and conditions.
