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Business Formation

We handle the paperwork, filings, and setup.

Tax Management

Most solopreneurs overpay. We'll make sure you don't.

Automate Finances

Expenses, payroll, compliance
and bookkeeping.

Benefits

Healthcare, dental, vision
and accident coverage.

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LETTUCE: FREE TOOL

Freelance Rate Calculator

One of the best parts of going independent: you set the price. Enter what your old job paid, and we'll find the rate where freelancing pays you just as well. Everything above it is a raise you gave yourself.

1 · What your old job paid

Your business should pay you at least this well. Count everything the job bundled in. As a freelancer, you keep all of it, you just price it in.

or target income
$
what you'd pay
$ /mo
employer match you'd lose
% of salary
as much as you like, it's your call now
days/yr
2 · Your working year

This is where freelancing pays off: nobody hands you a 9-to-5 anymore. You design your own year. Want six weeks off? A four-day week? Set it here, and your rate adjusts so your income doesn't. Flexibility isn't a perk you negotiate for; it's built into your price.

all work, billable or not
hrs/week
you choose how many
weeks/yr
 
How much of that time will you actually bill?

Part of your week goes to running your business: meeting new clients, sending proposals, building your name. Pick a scenario to see your rate at each stage: most freelancers start around 60% and grow toward 90% as clients start coming to them. Every point of utilization is a raise.

 

The math behind your potential savings

As a sole proprietor or single-member LLC, self-employment tax (15.3%) applies to every dollar of profit. With an S-Corp, you split your income into two parts, a reasonable salary and owner distributions. Payroll taxes apply only to the salary. The distribution side? Untaxed by self-employment rules.
confident-consultant-reviewing-documents-home-desk.

Want to go deeper?

The calculator gives you the number. These guides give you the full picture.
real-estate-agent-front-porch
Sole Proprietorship vs LLC: Which Structure Sets You Up for Success?
Read Article
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S Corp Fees by State: How Much Does It Pay to Incorporate?

 

Read Article
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The Disadvantages Of S Corporations for Solopreneurs – Is It Worth It?
Read Article
solo-professional-reviewing-business-plan-kitchen-table

Your results are a starting line, not a finish line

The hard part isn't knowing you could save money, it's actually making it happen.
Electing S-Corp status means running payroll, paying yourself a salary, filing additional federal forms, and keeping up with quarterly obligations. It's absolutely worth it. But managing it solo adds a whole new layer to your plate.


Lettuce is built for exactly this. It's a predictive tax management platform for businesses-of-one — handling your S-Corp structure, payroll, and tax obligations automatically, so the savings you just calculated actually end up in your pocket.

All the benefits of an S-Corp. None of the administrative headache.
icon-Lettuce S-Corp setup handled for you
icon-Lettuce Payroll calculated and run automatically
icon-Lettuce Quarterly taxes estimated in real time
icon-Lettuce Year-round tax visibility — not just at filing time
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Specialized tax and accounting strategies for businesses-of-one.

Lettuce is a fintech company. Banking services are provided by i3 Bank, Member FDIC. The Lettuce Visa Debit Card is issued by i3 Bank, pursuant to a license from Visa U.S.A. Inc. and can be used anywhere Visa cards are accepted. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through insurance to apply, subject to FDIC rules and conditions.