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We handle the paperwork, filings, and setup.

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Most solopreneurs overpay. We'll make sure you don't.

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Expenses, payroll, compliance
and bookkeeping.

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and accident coverage.

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ZenBusiness Stops at Formation. Lettuce Is Just Getting Started 

Learn how ZenBusiness’s one-time LLC setup compares with Lettuce’s ongoing S-corp financial system—and what that difference means for year-round tax savings, payroll, and bookkeeping.

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Quick Comparison

Lettuce vs. ZenBusiness: Side-by-Side Breakdown

Choosing between Lettuce and ZenBusiness comes down to this: do you want someone to file your paperwork, or do you want a system that runs your entire S Corp and saves you $10,000+ annually? Here's exactly what you get with each.
Lettuce vs. ZenBusiness: Side-by-Side Breakdown
Feature Lettuce ZenBusiness
Primary Purpose

Complete S Corp financial operating system

Business formation and state compliance
LLC Formation

Included; no filing fees; business name validation; EIN included

Included; Articles of Organization filed; name check; rush filing available
S Corp Election

Automated Form 2553: Included in Pro & Premium; federal & state filing; mid-year support

$200 add-on; prepares Form 2553 only; you sign and mail; no ongoing management
Registered Agent

Not offered

Free Year 1, then $199/year
S Corp Operations

Fully automated: Reasonable salary calculation; monthly payroll via Gusto; automated distributions; compliance maintained

Included
Banking

Required integrated account: FDIC-insured; Visa debit card; automatic income splitting

Available via Thread Bank; separate service; no automation
Tax Management

Fully automated: Auto-withholds 24-30%; calculates AND pays quarterly taxes; real-time projections; 1120-S filing included

Basic partner services: Tax advice $49-99/mo; NO quarterly payment automation; NO 1120-S filing; Schedule C only
Bookkeeping

AI-powered real-time: Auto-categorization; expense tracking; credit card sync; complete dashboard

Money Pro: $20/mo; manual categorization; receipt capture; basic reports
Payroll

Automated via Gusto: Calculates reasonable salary; processes W-2; handles all taxes; Premium supports employees

NOT offered; must use third-party provider
Business Tax Filing

1120-S included: Full preparation; K-1 generation; filed by Lettuce

NOT offered; Money Pro only supports Schedule C (not S Corps)
Quarterly Taxes

Automated: Calculated quarterly; paid automatically to IRS & state; uses reserved funds

NOT offered; you calculate and pay manually
Individual Tax Support

Grow/Pro: Self-service portal; Premium: Tax professional support; W-2 and K-1 auto-generated

Money Pro: Single-member LLC only via Column Tax; does NOT support S Corps
Invoicing

Built-in; Stripe integrated; unlimited invoices; 1099 management

Money Pro: $20/mo add-on; basic invoice creation
Financial Reporting

Real-time: Live P&L, balance sheet, cash flow; tax savings dashboard

Basic expense/income tracking; not real-time; not S Corp-specific
Annual Compliance

Automated: Corporate formalities; record keeping; state reports filed; operating agreement

Worry-Free Compliance: $199/yr; annual report reminders and filing
Support

24/7 LettuceHead AI; live, expert access; Premium: dedicated manager + quarterly reviews

Email, phone, chat; formation/compliance only
Best For

Solopreneurs earning $70K+ who want complete S Corp automation — formation, banking, bookkeeping, payroll, quarterly taxes, and 1120-S filing—all guaranteed to save money

Entrepreneurs who only need LLC formation and registered agent services, and are willing to separately handle all S Corp operations, taxes, and bookkeeping

What’s the difference in price?

Lettuce Grow

$99 $49/mo

Lettuce Pro

$299/mo

Lettuce Premium

$525/mo
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Already an S corp?

It is easy to migrate. Existing S corp owners save time and money switching to Lettuce. See how easy it can be.

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Core Features & Approach

End-to-End S Corp Operating System or Formation Service?

Think of it this way: ZenBusiness gets your business legally born, but Lettuce raises it through adulthood. One handles the paperwork to make your LLC official, while the other runs every financial operation that keeps your S Corp compliant and profitable year-round.
Lettuce's Approach

Complete End-to-End S Corp Operating System

Lettuce serves as your entire back-office team rolled into one intelligent platform. While other services stop at formation paperwork, Lettuce S Corp automation handles every aspect of your business operations from day one through tax season and beyond.

ZenBusiness' Approach

Business Formation and Compliance Services

ZenBusiness handles the bare essentials — getting your business legally registered and keeping state paperwork current. Beyond formation, you're largely on your own.

Who Should Choose Lettuce

Lettuce delivers the best value for solo business owners who've outgrown basic tools and want enterprise-level financial automation sized for one. Your income level and business complexity determine whether this comprehensive approach makes financial sense.
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Solos earning $80K+ annually who want to maximize S Corp tax savings. Typical savings range from $8,000 to $15,000+ per year.
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Freelancers managing multiple income streams who need integrated banking, bookkeeping, payroll, and tax management instead of juggling five different tools.
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Business owners ready for S Corp structure who want proper reasonable salary calculations and documentation from day one.
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Higher-earning professionals in therapy, design, consulting, or fractional work who want stress-free compliance so they can focus on client work instead of tax paperwork.
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Strategic business builders who want the same tax advantages their corporate clients get, with audit defense and expert support included, backed by Lettuce's money-back guarantee if you don't save more than the subscription cost.

Finding the Best Fit for Your Solo Business

 
ZenBusiness handles formation paperwork and registered agent services — solid if that's all you need. But if you're earning $80K+ and want to capture real S Corp savings, you need what happens after formation: ongoing payroll, quarterly tax payments, compliance maintenance, and financial intelligence that turns your structure into actual dollars saved.
 
The choice is straightforward — pay for formation once and manage everything else yourself, or invest in Lettuce’s platform that pays for itself through automated savings every quarter. Ready to see your numbers? Start here and calculate your actual savings in minutes.
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Lettuce is a fintech company. Banking services are provided by i3 Bank, Member FDIC. The Lettuce Visa Debit Card is issued by i3 Bank, pursuant to a license from Visa U.S.A. Inc. and can be used anywhere Visa cards are accepted. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through insurance to apply, subject to FDIC rules and conditions.